If you’re an Amazon Prime member, the store credit card is a no brainer as it offers 5% off on all purchases, everyday as a statement credit. There is no annual fee. Alternately, you can choose special financing for purchases of $149 or more. On Amazon Prime Day earlier this year Amazon offered and additional 20% selected items when paying with the Amazon store credit card. If you have applied to receive one and cannot get one due to bad credit, use this helpful guide on how to fix credit score.

Note that Amazon offers two store credit cards – one for Prime customers and one for non-Prime customers. Only the Prime credit card offers the 5% statement credit and special financing. Those looking into current credit card deals should inspect the guide by best.creditcard for the latest information on what’s available at the moment.

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